Financing – University Scooters

Financing

University Scooters has financing partners to help get you the ride you want and deserve. Once you've decided what ride you'd like, select the financing company works best for you and fill out the online application. It's that easy!

OnSpot is affiliated with local banks with aggressive loan approval rates. Make sure to ask for a higher amount listed for the unit you've selected to cover tax title license and any accessories you want to add.

Sheffield Financial is a new financing partner of ours that finances for Piaggio and Vespa dealers. Their mission is to finance for outdoor adventure pursuits by constantly expanding their outdoor lifestyle equipment loans for play, leisure and work. 

Reach out to us on Messenger or our store phone during business hours 319-333-1368 if you have any questions along the process.

  • High Approval Rates
  • Minimum $500 Maximum $5,000 for loan amount
  • Bad Credit Ok
  • 30 Second Approval
  • Local Credit Union

Your loan will either be instantly approved or OnSpot's underwriters will look into how we can get you financing. We will work with you as well to make sure we get you in the best product with the best payments. 

*If you are out of state, call us at the store before you apply. Otherwise you will be automatically denied.




    • Approves higher financing amounts
    • Quick credit approvals
    • Vespa and Piaggio Financing Partner
    • Apply in store
    Your loan will either be instantly approved, or a Sheffield employee will take a look at your application to manually review it. Financing can be completed same day, so you can leave with the scoot you want that day!