Financing – University Scooters


Financing? Let’s face it. Many of us students are not strangers to debt. Financing and credit can seem overwhelming at times. So, it’s super important to educate yourself on the world of financing and make the best decisions possible.

We’ve compiled a few resources for you to learn more. These include how financing affects you and how to improve your appeal to lenders. We want to do more than just make the sale and live up to our mission. We’re here to make it easier to get from where you are to where you want to be.


University Scooters has financing partners to help get you the right machine for you. Once you've decided what ride you'd like, select the financing company works best for you and fill out the online application. It's that easy!

Current Financing Promotions:Vespa Q4 Promotions

OnSpot is affiliated with local banks with aggressive loan approval rates. Make sure to ask for a higher amount listed for the unit you've selected to cover tax title license and any accessories you want to add.

Sheffield Financial is a new financing partner of ours that finances for Piaggio and Vespa dealers. Their mission is to finance for outdoor adventure pursuits by constantly expanding their outdoor lifestyle equipment loans for play, leisure and work. 

Reach out to us on Messenger or our store phone during business hours 319-333-1368 if you have any questions along the process.

  • High Approval Rates
  • Minimum $500 Maximum $5,000 for loan amount
  • Bad Credit Ok
  • 30 Second Approval
  • Local Credit Union

Your loan will either be instantly approved or OnSpot's underwriters will look into how we can get you financing. We will work with you as well to make sure we get you in the best product with the best payments. 

*If you are out of state, call us at the store before you apply. Otherwise you will be automatically denied.

    • Approves higher financing amounts
    • Quick credit approvals
    • Vespa and Piaggio Financing Partner
    • Apply here
    Your loan will either be instantly approved, or a Sheffield employee will take a look at your application to manually review it. Financing can be completed same day, so you can leave with the scoot you want that day!